It's Time To Get Out Of Debt God's Way!

It's time to get out of debt, keep our covenant with God, the one who made us and loves us and declare what the word of God says about our finances and to owe no one but love.

On this page there is a model prayer you pray ONE TIME (for born again believers only, CLICK HERE to become born again) so you can declare over your life concerning your past of borrowing money from the world system and also a DAILY model prayer you can declare over your life concerning God's provision and abundant supply. Pray these prayers with child-like faith.

Child-like faith is simply taking God's word and believing it without doubting.

It would be good to invest in our audio downloads (VOLUMES 1 and 2) which cover every area of your life including finances. By consistently hearing the word of God and saying words that line up with the word of God we are increasing our faith and expecting God's word to work for us.

Further down you should also  feed your faith on the word of God through Kenneth Copeland Ministry's YouTube playlist concerning God's provision and wise practices to getting you out of debt.

Model prayer to no longer borrow from man (to be prayed ONCE) :

Father in heaven in the name of Jesus, it is written in your holy word in Matthew 6:24, No man can serve two masters: for either he will hate the one, and love the other; or else he will hold to the one, and despise the other. Ye cannot serve God and mammon... I thank you God for your word which is forever true, I hold it in high respect as I ask for your forgiveness concerning borrowing. When I borrowed in my past I went into debt to someone else foolishly. I went into covenant with a stranger, someone who does not know you and your way of doing things. Help me to know you and to know your way of doing things. I hold your word in high regard in my life this day.

In the past I unwisely borrowed (bowed my knee) made covenant with a person, a bank, an institution (......) and looked to them as my source of supply. I am sorry for doing that, please forgive me for doing that and I know that you are faithful and just to forgive me this day from all unrighteousness according to 1 John 1:9.

I know that it is your desire to clean me up in every way, my words, my thoughts and actions as I make a quality choice to lean not to my own understanding but to lean on you God, to acknowledge you and you will guide me.

Guide me so that any covenant I have made in the past that was outside of your perfect will for my life to be changed for my benefit and my family's. Empower me with the resources to be done with debt. Reveal to me and show me the way out, tell me what I am to do, I will do whatever you tell me. I ask you to help me to get out of all the snares of the enemy in Jesus name and show me the way out as I make a quality decision not to borrow ever again. Turn my life around. Make me the lender and not the borrower according to your word in the bible (Deuteronomy 28:12). I choose to yield to your plan (Jeremiah 29:11-13) for my life is in your hands and I will not lean to the pressures of life. I desire to seek first the kingdom of God according to Matthew 6:33 and by doing so, everything I need will be provided. Father in heaven turn all my mistakes, all my errors, all my past failures into testimonies for your glory according to your perfect will, not my will, your will be done. I want to be done with debt, for the BLESSING of God to flow in my life and only you can empower me to be done with debt. Debt is part of the curse and I have been redeemed from the curse. You have liberated me into your kingdom, into your way of doing things now show me how and what to do next. Thank you for showing me my next course of action as I make a quality choice to receive from you father from this day forth. Teach me and make me the lender so that I will borrow again in Jesus' name AMEN!


Model prayer to declare EVERYDAY over your finances and the body of Christ also (OUR FAMILY)

Father in heaven in the name of Jesus, it is written in the amplified bible in Malachi 3:8-12,

“Will a man rob God? Yet you are robbing Me!

But you say, ‘In what way have we robbed You?’ In tithes and offerings [you have withheld].

You are cursed with a curse, for you are robbing
Me, this whole nation! Bring all the tithes (the tenth) into the] storehouse, so that there may be food in My house, and test Me now in this,” says the Lord of hosts, “if I will not open for you the windows of heaven and pour out for you [so great] a blessing until there is no more
room to receive it. Then I will rebuke the devourer (insects, plague) for your sake and he will not destroy the fruits of the ground, nor
will your vine in the field drop its grapes [before harvest],” says the Lord of hosts.

“All nations shall call you happy and blessed, for
you shall be a land of delight,” says the Lord of hosts.

Father, I take your word as final authority in my life. What was written was
written to guide me, mold me and change me and I take this word seriously. I am a tither and a sower and I thank you for blessing me so that our storehouse will always be full and you will make sure that I will have to make room for more in Jesus name. I boldly thank you for showing me the way that
I should go this day, thank you for rebuking the devil out of my finances for my sake and empowering the whole body of Christ in such a way that the nations will see that we are so blessed, delighting in your way of doing things and prospering everyday, every week, every month and every season especially in this season in Jesus name.

It is written in 1 Timothy 6:10-11, For the love of money [that is, the greedy desire for it and the willingness to gain it unethically] is a root of all sorts of evil, and some by longing for it have wandered away from the faith and pierced themselves [through and through] with many sorrows. But as for you, O man of God, flee from these things; aim at and pursue
righteousness [true goodness, moral conformity to the character of God], godliness [the fear of God], faith, love, steadfastness, and gentleness.

Lord God, you are my source and and I will not have it any other way, show me how to obtain wealth but to never be greedy for it but instead to pursue a godly character, righteousness, faith, love, goodness, having a healthy reverence of who you are God and serving you with all that I am and that includes my tithe and offering in Jesus name.

According to 2 Corinthians 9:8, And God is able to make all grace [every favor and earthly blessing] come in abundance to you, so that you may always [under all circumstances, regardless of the need] have complete sufficiency in everything [being completely self-sufficient in Him], and have an abundance for every good work and act of charity.

I thank you for empowering the whole body of Christ (including me), by your grace to come in abundance upon us all so that we will always have under every circumstance, regardless of the need, no matter how big or small it is, to have complete sufficiency in everything and also to have much more than enough to be a blessing to others you have placed in our life in Jesus name.

It is written in Proverbs 3:9-11, Honor the Lord with your wealth And with the first fruits of all your crops (income); Then your barns will be abundantly filled And your vats will overflow with new wine. My son, do not reject or take lightly the discipline of the Lord [learn from your mistakes and the testing that comes from His correction through discipline]; Nor despise His rebuke,....

I thank you for your correction, I thank you for directing me daily as I tithe (10 % of my increase) and sow (what I have purposed in my heart to give) that I and the body of Christ will always have more than enough. That overflow will be normal to the church. We are the church, a body of believers and there is no distance in the spirit. We praise you and thank you for keeping the windows of heaven open and pouring out for us all [so great] a blessing until there is no more room to receive it, that more than enough of good things, good words, good acts will be our daily report as you flood us all with more of your unfailing agape love this day in Jesus name.

According to Deuteronomy 8:18, I will remember with profound respect the Lord my God, for it is He who is giving me power to make wealth, I trust that He will confirm His covenant which He solemnly promised to my father Abraham. It is written in Genesis 12: 2-3 And I will make you a great nation, And I will bless you [abundantly], And make your name great (exalted, distinguished); And you shall be a blessing [a source of great good to others]; And I will bless (do good for, benefit) those who bless you, And I will curse [that is, subject to My wrath and judgment] the one who curses (despises, dishonors, has contempt for) you.
And in you all the families (nations) of the earth will be blessed... Your word is forever true, it was true then and true NOW and it always will be true so I thank you for blessing the body of Christ and making us a blessing to be a blessing. Thank you for blessing those who bless us and cursing those who curses us and through out all the land, every part of the earth, people from all backgrounds will be blessed because of the body of Christ and that includes through me in Jesus name. HALLELUJAH! GLORY TO GOD!

I declare in the name of Jesus according to Proverbs 10:22, that the Blessing of the Lord is working on my behave, the blessing is working for me and the whole body of Christ this
second, this minute, this hour, this day and beyond in ways that far exceeds our understanding. This blessing makes us all rich, it is the blessing of the LORD and he JESUS himself adds no sorrow, no toil or
hard bondage in our life, GLORY TO GOD we receive this is word today and NOW in Jesus name.

I am redeemed from the curse of the law according to Galatians 3:13-14, Christ has redeemed me from the curse, He JESUS liberated me, ransomed me and all believers from the law of sin and death, That debt was paid and since it was the past I am free to enjoy the free favors of God this day, right now in Jesus name.

This is the day that the LORD has made, I will rejoice and be glad in it.

According to Philippians 4:19, my God will liberally supply (fill to the full) my every need according to His riches in glory in Christ Jesus. According to Deuteronomy 28:11, And the Lord shall make me have a surplus of prosperity, an abundance of goods and I believe I receive it in Jesus name.
According to Proverbs 8:12 I, shall use [godly] wisdom this day, because the Holy Spirit resides within me, I have the ability to make good judgment, I have moral courage and common sense to make the best choices in life using knowledge and discretion from the leading of the Holy Spirit. I do not lean to my own understanding but in all my ways I earnestly acknowledge him and he who loves me, made me and cares for me will direct my path.

It is written in the Romans 13:8: to Owe no man any thing, but to love one another therefore in the name of Jesus in others words I am to keep out of debt and owe no man anything, except to love one another, I thank you Holy Spirit for empowering me to do so today and now. As I forgive, I will be forgiven, as I give it shall be given unto me good measure, pressed down, shaken together and
running over it will be given me in return. My God has a much better way to supply all my needs than any idea, loan or covenant with the world. My GOD is my supreme provider and he is an abundant supplier. My God is my total source of supply and I will look to him and not to the world any more in Jesus name.

The world will only loan what my heavenly father will give me! I thank you father for keeping your word, your word is unfailing in every aspect of life and it is effective in my personal life. I thank you for empowering me to be the lender and never to borrow again in Jesus name.

The borrower is servant to the lender and you are my total source of supply. Thank you for enlightening the whole body of Christ concerning what to do minute by minute, hour by hour, day by day, knowing what to pray, how to pray and when to pray in the spirit that will advance us (the church) the body of Christ more and more than yesterday according to your perfect will in Jesus name.

Everything I need and desire you have ALREADY provided. I am COMPLETE in JESUS!

I am in covenant with the most high God and he is my total source of supply.

It says in 1 Timothy 5:8: If anyone fails to provide for his own, and
especially for those of his own family, he has denied the faith [by disregarding its precepts] and is worse than an unbeliever [who fulfills his obligation in these matters]...

I pray that you will empower me to always to be able to care for my household and relatives, not denying the truth because such people are worse than unbelievers.

Father, you know that I AM a believer and I thank you for your excellent instructions this day for me and the whole body of Christ to make needed and godly adjustments according to your perfect will

in Jesus name.

It is written in Luke 16:11: Therefore if you have not been faithful in the use of earthly wealth, who will entrust the true riches to you? In the name of Jesus I pray that you will always guide me and strengthen me so that I am always trustworthy with earthly gain and
heavenly gain, I declare in the name of Jesus, I am blessed to be a blessing.

It is written in Proverbs 13:22: A good man leaves an inheritance
to his children’s children, And the wealth of the sinner is stored up for [the hands of] the righteous....

I thank you for empowering me to do so, I desire that my family, my grandchildren are well cared for in Jesus name, I thank you for empowering me to do so. Nothing is too hard for you!

It is written in Proverbs 21:20: There is precious treasure and oil in the house of the wise [who prepare for the future], But a short-sighted and foolish man swallows it up and wastes it.

It is written in Genesis 1:28, And God blessed them, and God said unto them, Be fruitful, and multiply, and replenish the earth, and subdue it: and have dominion over the fish of the sea, and over the fowl of the air, and over every living thing that moveth upon the earth.

Father in heaven your original plan for me and the whole body of Christ (your children) was to have DOMINION. Your original blue print for your children was for us to be the masters under you ONLY!

Holy Spirit teach me, train us all (the whole body of Christ) to become masters of being fruitful, masters of replenishing the earth, masters of subduing it and masters of having dominion in Jesus name.  

It is written in James 4:7, Submit yourselves therefore to God. Resist the devil, and he will flee from you.  

Because of Jesus we, the church, (the body of Christ) we are more than conquerors and he (JESUS) sent you Holy Spirit to us. Since Jesus sent you to us, the church (the body of Christ), we are empowered. Teach us all, including myself and the whole body of Christ to become masters of submitting to the most high God, to become masters of resisting the devil so that when he (the devil) flees from us, it is only to be expected, it is only to be our reality, VICTORY in JESUS is ours this day and beyond in Jesus name.

It is written in 1 John 4:4, Ye are of God, little children, and have overcome them: because greater is he that is in you, than he that is in the world.

Indeed I am a child of God, one of many and I am an OVERCOMER because THE GREATER ONE is in me and he (the HOLY SPIRIT) is greater than the devil therefore I can do ALL things through Christ.

Holy Spirit guide me and the whole body of Christ concerning every form
of increase that passes through our hands or that is within our control so that we will have wealth, having it abundantly, not spending it on foolish things but instead we thank you for teaching us to become good stewards of great wealth and becoming wealthy according to your perfect will in Jesus name amen!


Don't just stop there, be sure to keep declaring and get our audio downloads which cover more than your finances but every area of your life. CLICK HERE!


Watch these broadcast from KCM to build your faith for more encouragement concerning your finances and much more.

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